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Credit cards usually carry the higher interest rate vs. any other form of personal debt. On most cards you can expect an APR rate between 9.8% and 30% (annually). Our tips and guides are meant to help get consumers get out of debt on their own, or third party.
There’s a credit card for nearly every scenario. Whether you’re going on vacation, get 1-2% cash back, wanting to get frequent flyer miles, or need a balance transfer there’s no shortage of options. Below we outlined the best types of credit cards for 2021. 1. … Read more
Understanding Fixed Rate vs. Variable APR Interest rates on credit cards are usually a lot higher vs. other types of debt. If you read the cardholders agreement you’ll see a a few interest rates. Introductory Interest Rate is the rate in the first 6-18 months. … Read more
Since the first “Diners Club” credit card in 1950, the industry has adopted all types of cards for consumers. Each has their own benefit, but choosing the one that’s right for you isn’t always so simple. In this article we’ll review the nine most popular … Read more
Read our guide about the types of credit card APR interest and the penalties for a late payments, balance transfer, or cash advance.