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Credit cards usually carry the higher interest rate vs. any other form of personal debt. On most cards you can expect an APR rate between 9.8% and 30% (annually). Our tips and guides are meant to help get consumers get out of debt on their own, or third party.
Understanding Fixed Rate vs. Variable APR The interest rate on credit cards is considerably higher compared to other forms of debt. If you’ve taken a look at your cardholders agreement you’ve probably noticed that there’s multiple interest rates – so what do they mean? In … Read more
Since the first “Diners Club” credit card in 1950, the industry has adopted all types of cards for consumers. Each has their own benefit, but choosing the one that’s right for you isn’t always so simple. In this article we’ll review the nine most popular … Read more
Read our guide about the types of credit card APR interest and the penalties for a late payments, balance transfer, or cash advance.