How To Improve Your Credit Score

Credit Report and Score Animated Image

Guide on How to Improve Your Credit Score For banks and employers, a credit score is a fast way to assess a person’s creditworthiness. When it comes to getting a home mortgage, lenders like to use a combination of credit scores, payment history, credit vs. … Read more

Getting Married? 5 Questions to Ask Before Combining Finances

Marriage - What to Ask Before Combining Finances

Five Questions to Ask Before Combining Finances Getting married is said to be the second most legally significant event in a person’s life; the first being death, and estate planning. For couples who are engaged or recently married, combining finances can be tricky. It essentially … Read more

Can’t Afford to File Bankruptcy?

Can't Afford to File Bankruptcy? - Bankruptcy Image 3

What if you can’t afford to file bankruptcy? Believe it or not, it’s a question a lot of people ask when they’ve run out of options. Filing bankruptcy, can be an expensive process, especially if you don’t have any money left. Below are some example … Read more

Credit Reports for Home Buyers

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Credit Score Overview In the U.S. everyone’s credit histories are tracked and evaluated by the three major credit reporting bureaus. Equifax Experian Transunion Your credit history covers historical payment records, number of credit accounts you have, how much you owe (on each account), and your … Read more

What Type of Credit Card Should I Get?

What Type of Credit Card Should I Get? - Credit Cards Image 7

Since the first “Diners Club” credit card in 1950, the industry has adopted all types of cards for consumers. Each has their own benefit, but choosing the one that’s right for you isn’t always so simple. In this article we’ll review the nine most popular … Read more

The Best Debt Relief Companies

Best Debt Relief Companies - Calling on Phone

There’s a lot of options for people in debt – none are good, and there’s a lot of shady companies in the space. They’ll tell you what you want to hear, and only tell you the benefits instead of laying out the downsides (i.e. it … Read more

What Do I Need To File Bankruptcy

What Do I Need To File Bankruptcy - Bankruptcy Image 10

What Do I Need To File Bankruptcy Lets face it, bankruptcy isn’t a good thing. It’s a serious legal action that has financial consequences that can last up to 10 years, possibly more. It’s a last-resort action for people who are seriously in debt and … Read more

Filing Chapter 7 vs. 13 Bankruptcy

Animation Signing for Bankruptcy Chapter 7

Chapter 7 vs. 13 Bankruptcy If you’re drowning in a sea of financial debt and can’t be approved for a debt consolidation loan, bankruptcy may be the right solution, albeit a last-resort option. Millions of Americans are in the same situation whether it be from … Read more

Help a Family Member With Debt

How To Help Family Member With Debt

How To Help a Family Member With Debt People get themselves into debt for all sorts of reasons: unexpected medical bills, college tuition, or expensive home maintenance costs. Owing a lot of money can lead to stressful times and it can be just as bad … Read more

Best Ways To Consolidate Credit Card Debt

Woman Consolidating Credit Card Debt

Ways To Consolidate Credit Card Debt For those deep in credit card debt, a consolidation loan is the best DIY way to consolidate loans with high interest. And best of all they don’t require a third party. There might be a balance transfer fee or … Read more