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Todd Middleton 
Good Debt vs. Bad Debt Even though student loans and mortgage debts are generally deemed an “investment” in one’s future and therefore good causes of debt, other forms of debt such as credit card debt or medical bills debt are regarding as bad debt types. The … Read more
When it comes to taking on debt, there’s two main types of loans. In today’s post we’ll review what the difference is, why you should consider a secured vs. unsecured loan, and which type your current debts fall under. #1. Secured loans A secured loan … Read more
Consumer Debt in California Consumers get themselves trapped into personal debt for all sorts of reasons – in many cases no fault of their own. And with today’s super high interest rates it’s no wonder why people feel overwhelmed with the amounts they owe. Here’s … Read more
Understanding Fixed Rate vs. Variable APR The interest rate on credit cards is considerably higher compared to other forms of debt. If you’ve taken a look at your cardholders agreement you’ve probably noticed that there’s multiple interest rates – so what do they mean? In … Read more