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Good Debt vs. Bad Debt Even though student loans and mortgage debts are generally deemed an “investment” in one’s future and therefore good causes of debt, other forms of debt such as credit card debt or medical bills debt are regarding as bad debt types. The … Read more
Guide on How to Improve Your Credit Score For banks and employers, a credit score is a fast way to assess a person’s creditworthiness. When it comes to getting a home mortgage, lenders like to use a combination of credit scores, payment history, credit vs. … Read more
When it comes to taking on debt, there’s two main types of loans. In today’s post we’ll review what the difference is, why you should consider a secured vs. unsecured loan, and which type your current debts fall under. #1. Secured loans A secured loan … Read more
Consumer Debt in California Consumers get themselves trapped into personal debt for all sorts of reasons – in many cases no fault of their own. And with today’s super high interest rates it’s no wonder why people feel overwhelmed with the amounts they owe. Here’s … Read more
Understanding Fixed Rate vs. Variable APR The interest rate on credit cards is considerably higher compared to other forms of debt. If you’ve taken a look at your cardholders agreement you’ve probably noticed that there’s multiple interest rates – so what do they mean? In … Read more
Five Questions to Ask Before Combining Finances Getting married is said to be the second most legally significant event in a person’s life; the first being death, and estate planning. For couples who are engaged or recently married, combining finances can be tricky. It essentially … Read more
What if you can’t afford to file bankruptcy? Believe it or not, it’s a question a lot of people ask when they’ve run out of options. Filing bankruptcy, can be an expensive process, especially if you don’t have any money left. Below are some example … Read more
Credit Score Overview Each country has their own credit rating system, but in the United States everyone’s credit histories are tracked and evaluated by the three major credit bureaus. Equifax Experian Transunion Your credit history covers such things as payment records, the number of credit … Read more
Since the first “Diners Club” credit card in 1950, the industry has adopted all types of cards for consumers. Each has their own benefit, but choosing the one that’s right for you isn’t always so simple. In this article we’ll review the nine most popular … Read more
What to Look for in the Best Debt Relief Companies. When it comes to choosing a debt relief company that you work with to get the best debt relief possible, there are a few simple factors that will ensure you get just that. None of … Read more